Reporting Tradlines to Experian

Here at Gboogie America we have a new product. This product is a bundle of Business Credit products .We report this product to Experian as a net 30. This new product includes membership,no money down business credit, how to build your own shelf corps and more. Please go to the website for more information . Ge your tradeline today!

List of Companies that report Trades

Strategic network solutions(www.stntsol.com) Use this $10 coupon code: snsgb (Reports to experian)

Uline – reports to 2 of the BIG 3: Dunn & Bradstreet and Experian

Reliable – reports to 2 of the BIG 3: Dunn & Bradstreet and Experian

Kinko’s (Fed Ex Office) – reports to 2 of the BIG 3: Dunn & Bradstreet and Experian

Grainger- reports to 2 of the BIG 3: Dunn & Bradstreet and Equifax

Macy’s- reports to 1 of the BIG 3: Experian

BIG APPLE OUTLET- reprots to d&B

Cabellas -reports to equifax

Sycom-reports to dnb

Conoco Phillips – reports to 2 of the BIG 3: Dunn & Bradstreet and Experian

Tech Depot – reports to 2 of the BIG 3: Dunn & Bradstreet and Experian

4imprint- reports to 2 of the BIG 3: Dunn & Bradstreet and Experian

Bitwavedesigns.com- reports to 1 of the BIG 3: Experian

Seton- reports to 1 of the BIG 3: Dunn & Bradstreet

Rapid forms- reports to 1 of the BIG 3: Dunn & Bradstreet

Bags n Bowes- reports to 1 of the BIG 3: Dunn & Bradstreet

United States Postal Service(Post Office)- reports to 1 of the BIG 3: Dunn & Bradstreet

OVER 100 free business credit videos,nightly q&a sessions and recorded webinars can be found

in these links: gboogie videos Nightly business credit sessions Pre-recorded business credit

Creditboards with Gboogie

The weirdest thing happened the other day. One of my people found a post on creditboards where the resident “know it all”(greywolf) called my youtube videos annoying. I found that very funny. The thing with these so-called gurus is that none of them do this for a living. They take a scenario that worked for them way back when and pretend to be experts on the subject. When in reality they are scam artists. Question… If you don’t build and sell shelf corporations for a living, how(or why)would you just hang around a blog all day to make yourself feel important?. These are the types of people who have nothing to do all day but criticize. If you don’t build corps all day long how would you know what works and what doesn’t? How would you know what tiers go where and so on? I guess based on everyone else’s input huh? What reason would you have to still be hanging around? Well i have an idea. Some people need an external source of self-worth. Instead of investigating the info so you can give your readers something positive people like that immediately shoot it down. It kills me to read things like..”well this is what i just got approved for”. I’m like…”why would you need all of these corps?” Besides all of that, that’s not even your website that you’re riding so hard. Get off of creditboards teabags and get your own site. Anyway…i gues im through venting, it’s just so easy to tell when people don’t know anything. The guy acknowledged that he say my videos. Why would a business credit “expert” be looking at my videos? Why would he be searching the internet for info if he already knows everything? this is very puzzling. I never search the web for information on how to build business credit because i already know how. I get sent links from associates every time they see my name mentioned somewhere. Thats the only time i even entertain what was said. besides that….i have too much to do like actually building corps and showing others how to do it. SO….. This is a request for anyone who has gotten any useful information from our youtube videos,ustream videos,mogulus(livestream)videos,stickam videos, or the videos or ebooks from our website. Go to creditboards and let everyone know this. After viewing our information, please go there and view theirs(if you can find anything relevent). Leave a post with our website name and let people know where they can go to learn a little bit more(assuming they learned anything from there). I think information should be available to everyone and one know it all(greywolf) should not stop people from being successful because of an ego problem. Thanks im sure this will help everyone. For everyone that goes over there and leaves a post. If you send us the posted link we will give you a special discount on membership.

gboogieamerica@yahoo.com

Micro Loans For Business

Marco Carbajo
Become a Blogger

While microcredit loans first originated in the Third World as a way to help launch small businesses thousands of American entrepreneurs are finding it as the alternative solution to traditional lending.
Many of the micro lenders, which are mostly non profits, receive the bulk of its funds from the Small Business Administration.

In order for these micro lenders (intermediaries) to loan money to micro borrowers there are specific funding and training guidelines set by the SBA.

One of the reasons why this funding option has become so attractive to entrepreneurs is because it’s less difficult and time intensive to qualify for this small loan which ranges from $500 to as high as $35k compared to the traditional lending route.

This new age of micro loans for small business offers a variety of special benefits that I’ve broken down for you into the following:

Business Training

The SBA requires that intermediary lenders provide business training and technical support to its borrowers. This educational component that micro borrowers will need to complete before the application is accepted is a step in the right direction.
By adding sound business training and planning more start ups can avoid making costly mistakes resulting in successful loan repayments and building a solid credit history in the process.

Flexible Requirements
Another area that makes these microcredit loans so attractive is the flexible guidelines for loan approvals. While many lenders are unwilling to approve a loan unless you have pristine credit, business history and sufficient collateral micro lenders take other factors into consideration.
This may include personal collateral and a personal guarantee but what truly separates micro lenders from traditional lenders is the personal character component. Micro lenders take a more hands on approach with their borrowers and go so far as to even contact personal references.

Building Credit
Microfinance loans also provide a way for small business owners to build or rebuild personal credit history and raise credit scores. Many applicants have little to no credit history and do not have the collateral that typical businesses use to secure a loan like commercial real estate, accounts receivables or inventory.

As you make payments on your small loan the micro lender reports its payment experience with you to the credit bureaus. This builds positive credit history and increases your level of creditworthiness in the eyes of lenders.

Once a micro loan is paid in full then most micro borrowers are able to qualify for greater amounts of financing through traditional sources if they prefer.

Time

Time is of the essence especially if you are in need of funds for working capital. Waiting for a traditional loan backed by the SBA can take months where microfinance loans can take as little as 14 days to fund.?

Keep in mind that each micro lender has its own lending requirements and it handles its own approvals at a local level. You can find more information on SBA’s Guaranteed Loan Programs and a list of approved micro lenders nearest you at the SBA web site.

Some additional micro lenders you may want to consider reviewing are Accion, Kiva, Prosper, Zopa and Lending Club. Each of these lenders has its own requirements, lending limits and interest rates so take the times to review which one best fits your needs and comfort level.

The recent economic crisis created a huge demand for this new age of finance called micro lending. With the SBA stepping up to the plate and allocating $50 million in funding for its micro loan program it’s no surprise that this financing option is going mainstream.

Whether you’re just beginning your first business venture or need the working capital for an existing business, this small loan may just be the solution you’ve been looking for.
http://gboogie.net/default.aspx

New Business Credit blog with Gboogie

Its is friday night as i sit here and write this. I get several emails a day from people wondering if there is still such a thing as business credit. Because of the many changes banks have made to their lending requirements. This website is designed to give you knowledge needed to obtain financing for your business. The big business credit rush began long ago to give individuals with bad personal credit scores, and opportunity to still obtain certain financing while working to bring their personal credit scores back up. There are also those who are starting actual brick and mortor businesses and just need a little push to get them started. Some of these individuals have decent personal credit scores but do not want to personally gaurantee anything the business is applying for. Which ever category you fall into, it is always good to know that there is some work involved. Years ago you could have just half heartedly started a business on paper, order a few trade lines and wait until it hits your report. That is no longer the case. Now you have to actually set up a business which isnt really to much to ask. You simply have to have all of your ducks in a row as far as paper work. I believe this blog will help everyone navigate the site a little better. Each topic will be discussed in order. A few things from the members area will be alluded to, to make this beneficial to them as well. I will not actually reveal anything, but they will know what i mean. i hope this will help those who hate to have to go back through all of the videos just to recall one point. With that being said, ignore misplaced comma’s and things like (i type too fast). Here is the link to the page http://gboogie.net/default.aspx. Enjoy.

I hope this will help everyone

Business 2010 at www.gboogie.net

Business Credit is not dead. Businesses are still getting credit and banks are still giving loans. The problem is that you have to get your file together. It is much more to business credit than a paydex score. Here at www.gboogie.net we pride ourselves on being able to provide this information at an affordable price. Lower than any other program by far. We used to give it away for free. But some of the people began abusing the information and misusing the  tactics taught. But with that being said we have a new program. We will now help you put together a business credit plan for your industry and your budget. All this and a membership to www.gboogie.net. You can check out the free videos on the bottom of the page. Listen to the free information then make a decision on the rest. All of our products are affordable for people who need the information but can’t afford a $1000 business boot camp. Hope this new business credit plan works for you. Till then please visit the site and get the free information if you need it. www.gboogie.net

New One on One Business Credit

We are now offering a special one on one service That helps
to prevent common mistakes that new business owners may
make when trying to build a business credit profile. This also
in intended to help with the learning curve involved with this
new information. Most of our website visitors have been asking
for this service so we have decided to give it a test run. We will
only accept the first ten people who sign up in order for us to
determine what is a suitable work load. This helps prevent us
from having too many clients which would cut down on our ability
to give each individual the attention they need. This service also
comes with full lifetime membership.

How to get Corporate Credit with Courtesy of www.gboogie.net

BUSINESS BANK LOANS                                          step by step.                                                                                                                  When it comes to business bank loans or lines of credit, a good paper trail always wins out. This page is here just to reiterate, and dig deeper into the subject. A lot of info will repeated from the business basics page.Back to the lesson! After depositing the $600 into a competing bank account, we will need to purchase a 90 day CD from that bank in the amount of $500. Leaving $100 in cash. Some banks offer 30 day CDs, if you can find one that does that would be much better. The reason behind this is because after the CD matures the money will end up reunited with the cash in the first bank anyway. So with 30 day CDs we will have time to let at least two of them mature(one after the other) giving us extra equifax references. I don’t know if any of you remember the old school credit repair trick. Where you open a bank account, apply for a loan secured by that bank account, and then repeat the process two more times. Well, this is actually still true with corporate bank loans. Most business owners want to know how to go about qualifying for unsecured bank loans. I can tell you that it will not happen overnight. It takes time, planning, and a budget of some sort to start with.   For our example, lets say our time table is a strong 90 days. Our budget is $3000.00, and our goal is a modest $50,000 in unsecured lines of credit. Let us assume the business is incorporated, already has a land line phone, and a checking account with $3000 in it. The first thing we would need to do is open a savings account for the corporation as well. Making sure that no matter how small, regular deposits are made to the savings account over the next 90 days. The reason for this is, there must always be positive activity on a savings account to show that the business is at least saving something.   We would then make sure that our business plan was so good, and well thought out that the bank might give us the money without any collateral. It must be detailed, and explain every step of the way how you plan to make the company successful. A lot of new corporations overlook this step. It cannot be a generic business plan template that was download off the internet. It must be a plan that you believe in and understand. This enables you to sell the bank on the idea.   Next we will withdraw $1,500 from our corporate checking account leaving $1,500 remaining. Special note: make sure your bank gives short term secured loans before opening an account with them. some banks do not.   It is also important to complete all the steps outlined on the business credit basics page. This will only increase, and strengthen your position.   Now again, keep in mind this illustration is done with the understanding that all previous steps have already been taken. At this stage you should already have a decent d&b  file, as well as experian business. This will definitely be needed as your plan B. Keep all your receipts from net 30’s you have paid.  Keep all utility bills for your business in a separate file. Make sure you have all of your revolving account info in a separate file. Paperwork, and overkill are our key words to focus on here.   With the remaining $1,500 left in the corporate checking account, we will purchase a 9 month CD(certificate of deposit) for the amount of $500.00. Leaving $1,000 remaining in the account. With the $1,500 we withdrew, we will open a second corporate account at a competing bank. The choice of the bank is very important. It must offer secured loans to business starting at $500.00. Some banks start at $1,000 as their minimum, so this is a key piece of information you must have. Once we locate an appropriate financial institution, we will deposit $600.00 into  a corporate checking account. That would leave us with $900.00 in hand. Special note: Always remember that you can pretty much borrow 80% more than what you have, any day of the week from the bank. But we want to get it up to 90%. Meaning: If Your corporation has very little bills, and $3,000 in cash. Your business will easily qualify for a $15,000 loan. But we want $30,000. How? Simple. It’s very similar to obtaining a mortgage. The general practice is, as long as you have 20% in cash, you are approved(this is just a general statement) . Whether it be in cash or assets. preferably cash or CDs. The difference here is there is no down payment, So our corporation must have at least $3,000 in the checking account for at least three months with deposits made regularly to that account. This shows that not only does the company have this money in the bank, but it is also steadily adding to it. Meaning we can repay our loan without having to touch that money. Even if we may actually have to.   CDs Are needed for a couple of reasons(bonds are just as good). For one thing, they give us a financial track record. A large percentage of start-ups have no banking references on companies. Corporate checking accounts,saving accounts,insurance,401k’s,retirement account for corporations, auto leases. All of these leave a financial paper trail. Secondly CDs give us a little leveraging power. Our cash is now worth more than it was instantly. Not by a whole lot but still, every little bit counts.   Ok! with the $500 CD in bank #2, we will apply for  a secured credit card backed by the CD four to five days later. We will leave the $100 alone for a little while.  I haven’t mentioned the corporate savings accounts for a reason. You can deposit whatever you can afford into them as long as you make regular deposits over the next two months.  Recap: $3,000, two corporate checking accounts,two corporate savings account,Two CDs,and a secured credit card. G boogie

Corporate Aging (www.gboogie.net)

How to give your new corporation the appearance of age. This is strictly for informational purposes to illustrate how this would be acheived. This page has been added because it is the most requested piece of information on this website. For a new business is it important for your operations to seem bigger than they may actually be to look more attractive to vendors. One may argue that this is no different from wanting to seem older for the same reasons. In reality there is a huge difference. One process involves spreading your company’s information to the winds, and mimicking the paperwork, and operation structure of a large corp. This is mostly done by inferring. For example, if your business credit file shows liens paid off, multiple banks accounts, mixed in with some secured loans it could be assumed that your company has had some financing experience. Their is no real deceit, maybe a little embellishment. The other process literally involves deceit. It is to say, “even though i started my business yesterday I’m going to take measures and file paperwork testifying to the fact that it is three years old.” Some want this information to get over the “two years in business” restrictions a lot of vendors have. Some want this information to go into the shelf corp business and have “instantly aged corps” for sale. Whatever their reasons or motives we have decided to provide this information on the merits of the information alone. Everything here is fact. Any moral,ethical,or legal issues reside on your side.We still debate amongst ourselves on whether or not to put out this information, Knowing that it will spawn a new breed of scammers. Some of these techniques border on illegal, but in a grey sense of the word because no one has ever been caught doing it. Most people dont go through great links to make their business seem older. Bigger yes, but not so much older. For legal reasons this will be told more like a story. We will chalk this one up the “Fiction” category. The methods in this story do work in real life,but this story is just a story. You will understand the reason for all of the disclaimers. To actually give your company the means to prove it existed several years prior is really quite easy. Of course there are ways to fudge numbers, and dates to suggest the fact, but they do not provide enough concrete evidence. To become a member please click below! MEMBERSHIP

http://www.tradebit.com/filedetail.php/89698582-gboogie-net-membership-login-information

Busines credit webinar 2-20-10 www.gboogie.net

There will be a webinar on business credit 2-20-10 9pm est. This webinar will be held at http://www.gboogie.net/ . Gboogie will be showing trade secrets on building fool proof business credit . He also will show you how to report trades on your personal credit using public filings. Seating will be limited. For more information go to http://www.gboogie.net/ . Look at some the videos on the front page. Its the real deal!